Money Matters: Earn & Spend (Personal Finance)- 2PM
Description:
Cash rules everything around us, from snacks and shoes, concert tickets and clothes, and the future ahead. "A penny saved is a penny earned," but small choices now can lead to big results later. If "money makes the world go 'round", how can you plan for the future? What decisions can you make now to reach your goals?
First quarter, students will learn how money is earned, managed, and grown from the ground up. They will explore real-world earning opportunities, including traditional jobs, side hustles, and entrepreneurship, while building an understanding of wages, salaries, tips, and taxes. Students will create a working monthly budget, compare income versus expenses, and set both short-term and long-term financial goals. They will also examine saving strategies, including different types of bank accounts and the impact of simple and compound interest. Along the way, students will analyze spending habits, evaluate advertising influence, and practice making thoughtful purchasing decisions.
Students will engage in hands-on activities such as building a mock budget, tracking spending choices, participating in class polls and simulations, and analyzing real-life scenarios. Through games, collaborative challenges, and short investigations, they will practice making smart financial decisions in a low-risk, high-engagement environment.
Topics in this series include: Earn & Spend (Quarter 1), Invest & Grown(Quarter 2), Create & Launch (Quarter 3), and Dream & Achieve (Quarter 4)
